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《三亚市水果价格指数保险试点实施方案》政策解读

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2019-04-20 16: 29: 00

《三亚市水果价格指数保险试点实施方案》政策解读

一、文件起草背景

weishenruguancheluoshi《zhonggongzhongyangguowuyuanguanyujianchinongyenongcunyouxianfazhanzuohao“sannong”gongzuoderuoganyijian》(zhongfa〔2019〕1hao)he《zhonggongsanyashiweibangongshisanyashirenminzhengfubangongshiguanyuyinfasanyashicujinnongminzengshoushixianquanyuxiaokangshidaxingdongjihua(2018-2020nian)tongzhi》(sanban〔2018〕25hao)wenjianjingshen,shidianshishishuiguojiagezhishubaoxian,yonghaobaoxianjinrongshouduan,bangzhuguangdazhongzhinonghuyouxiaodiyushichangfengxian,baozhangnongminzhongzhishouyi,youqicujinsanyashijiandanglikahu(hantuopinhuhepinkunhu)zuohaochanyetuopinhegonggutishengbufanpin,shixiannongminzengshou。

一分时时彩anzhao《hainanshengnongyebaoxiangongzuolingdaoxiaozubangongshiguanyuyinfa2019nianhainanshengnongyebaoxiangongzuoshishifangandetongzhi》(qiongnongxian〔2019〕791hao)guiding,yi“sheikaifa、sheichudan”yuanze,tongyiyouzhongguorenmincaichanbaoxiangufenyouxiangongsihainanshengfengongsixiaxiafenzhijigoufuze。sanyashirenminzhengfubangongshiyu2020nian3yue25rizhengshichutaile《sanyashishuiguojiagezhishubaoxianshidianshishifangan》(sanfuban〔2020〕52hao)(yixiajiancheng《fangan》)。

二、文件起草目的及意义

一分时时彩《fangan》deqicaoyouliyuzhuliyifenshishicaishishishixiangcunzhenxingzhanlve,jinyibutuidongyifenshishicaishishuiguochanyedejiankangfazhan,daidongnongminzengshouzhifu,jiaqiangshuiguozhongzhihudiyushichangfengxiannengli。tongguobaoxianjinrongshouduan,jiangdinonghuyinshichangjiagebodongzaochengdejingjisunshi,baozhangnongminzhongzhishouyi,shixiannongminzengshou。

三、保险险种、标的、区域及对象

(yi)baoxianxianzhong: shuiguojiagezhishubaoxian(shuiguojiagezhishubaoxianshiyishuiguoweibaoxianbiaode,dangshuiguochengshushangshihou,ruguodifangjiagezhuguanbumencaijifabudepingjunditoushougoujiagediyubaoxianmubiaojiage,baoxiangongsijianganzhaohetongyueding,jiyupeifudeyizhongchuangxinxingzhiduanpai。)

(er)baoxianbiaode: guifei、xiangya、jinhuang、tainongdeng4gemangguozhong;meilongxilie、yueluxilie、fenghuangyihao、xizhoumi25haodeng4gehamiguapinzhong;qilingua、heimeiren、xinyihaowuzixiguadeng3gexiguapinzhong。

(san)baoxianquyu: sanyashi

(si)baoxianduixiang

1.lianpianzhongzhimianjidadao10mujiyishangdeshuiguozhongzhihu、nongyeqiyehuonongminhezuoshe;

一分时时彩2.sanhulianpian10muyixiazhongzhidekeyilianhutoubaohuoyicunweihui、cunminxiaozuweidanweitongyitoubao;

3.jiandanglikahuhedibaoduixiangtoubaomianjibushouxianzhi。

四、保险费率、保险费及保险期间

baoxianfeilvwei10%,baoxianfeianyixiafangshijisuan: baoxianfei=yuedingzhouqimubaoxianjinexbaoxianfeilvxbaoxianmushu。zaibaoxianqijiannei,yibaoxianhetongyuedingdemubiaojiagezuoweiqipeidian,dangyuedingzhouqinei(jutigenjubaoxianshuiguodejizhongshangshishijianquedingyuedingzhouqi,yibaodanzhumingweizhun)baoxianbiaoderipingjunjiagediyubaoxianhetongyuedingdemubiaojiageshi,fashengpeifu,qizhongshuiguopingjunshougoujiageyibaoxianqijianneiyuedingzhouqishifazhangaigewei(shijiagejiancezhongxin)fabudeshougoujiageweizhun。sanyashizhengfuduishuiguojiagezhishubaoxiandebaofeianzhao70%jiyubutie,qiyu30%youzhongzhihuzixingchengdan,jiandanglikahuhuodibaoduixiangzixingchengdanbufenyoushijicaizhengchengdan。

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